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Palm Beach County Department of Housing and Economic Development hereby announces the availability of approximately $2,500,000 in the State Housing Initiatives Partnership (SHIP) Emergency Repairs Program. Funding will provide up to $50,000 to assist income eligible owner occupied residences to address emergency conditions such as roofing, electrical, plumbing, hurricane hardening (impact windows, doors, etc.) and structural repairs.  NOTE: If your property is in need of substantial rehabilitation, this program will not be able to assist.

Household Size and Eligible Income Categories to be Served:

Number of Persons in ​Household​​
​​Moderate Income (140%) (Less than or Equal to)
​1
​$105,000
2​​$119,980
​3
​$134,960
4​​$149,940
​5
​$161,980
​6
​$174,020

APPLICANT SELECTION CRITERIA: Fifty (50) applications will be available online by visiting the website at pbcgov.org/HED beginning Monday, June 17, 2024 at 8:00am.  Applications will be accepted on a first submitted, first qualified, first served basis, subject to funding availability. (NOTE: Acceptance of an application and/or income certification of an applicant does not guarantee funding.  Assistance is subject to funding availability and property eligibility). 

ADDITIONAL INFORMATION:

  • Applicants are ENCOURAGED to attend one of the Virtual Pre-Application Orientations. WebEx link information is located below
  • Mortgage payments, insurance and taxes must be current/paid to date. NOTE: This program may pay one (1) year insurance premium in the event that the eligible homeowner does not have homeowners insurance
  • Applicant may not currently own or have liquid assets exceeding $200,000 in liquid assets (excluding their primary residence, but including any other commercial or residential property owned)
  • Funds will be awarded as a 0% interest deferred payment loan secured by a recorded mortgage and promissory note for 15 years.  The loan is forgiven at the end of the 15-year term

At the time of application submittal, documents must be provided for ALL adult household members (CLICK HERE FOR REQUIRED DOCUMENTS)​

PRE-APPLICATION VIRTUAL ORIENTATION: Before submitting an application, applicants may attend one of the virtual pre-application orientations listed below:

  • Thursday, May 23, 2024 at 2:00pm
  • Thursday, May 30, 2024 at 4:00pm
  • Thursday, June 6, 2024 at 10:00am
  • Thursday, June 13, 2024 at 7:30am
  • Thursday, June 20, 2024 at 2:00pm

Orientations are not mandatory, but HIGHLY RECOMMENDED

The Pre-Application Orientation Meeting WebEx link is:

https://pbc-gov.webex.com/pbc-gov/j.php?MTID=mc445beacd32fa225a11f14808b528f32 [pbc-gov.webex.com]

(OR) Dial (904) 900-2303 or (844) 621-3956 to join by phone

Meeting number (access code): 2313 176 0595 

Meeting password: xKTd8SVYT26

For additional information, please contact:

Palm Beach County Department of Housing and Economic Development (HED)

Mortgage and Housing Investments Division

100 Australian Avenue, 5th Floor, West Palm Beach, FL  33406

Telephone: (561) 233-3600 OR Antoinette Prescott (561) 233-3606 OR Rommel Sankhi (561) 233-3693