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Debt Collectors Harrassing You? Know Your Rights!

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Debt Collectors Harrassing You? Know Your Rights!

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past due billsUnder the Fair Debt Collection Practices Act (FDCP), Debt collectors are not allowed to do the following:

  • Call you after 9PM or before 8AM
  • Call you at work after you have communicated with them in writing or verbally that you are not permitted to receive these calls at your place of employment
  • Tell a third party that you owe money
  • Threaten, harass, or abuse you.This includes people that they may contact about you
  • Lie to collect debt from you
    • Threaten your arrest
    • Provide a bogus company name
    • Provide falsified information about you to others

Haveyoubeenthevictimofembarrassingandabusivepracticesbydebtcollectors?Youcanreportviolationsto:

Yourstateattorneygeneral’soffice-https://www.naag.org/TheFederalTradeCommission-https://www.ftccomplaintassistant.gov/
TheConsumerFinancialProtectionBureau-https://www.consumerfinance.gov/complaint/

 

Resource:consumer.ftc.gov​

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